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TIPS for Renting OR Purchasing Real Estate in NEW YORK CITY! #4

….regarding SALES

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ALWAYS be 'Pre-Approved' before you contact a Broker, or ask him/her to help you secure a lender. Once you have identified an apartment/ house of interest, and after pre-approval you arrange to view. Be prepared to pay a down payment. Down payment, closing costs and other fees are a general total of at least 10%.   You NEED a lawyer. In order to save you the headache and stress, always use a lawyer for due diligence. Your Broker submits an offer, and when it’s accepted the seller’s lawyer sends your lawyer the contract; you review and resend.  Do your own professional inspection.
ALWAYS negotiate. Then you make arrangements for contract signing, and close the deal with the balance of the payment. Sales transactions generally take 1-2 months while a rental deal may take 1-2 days. The more prepared you are the easier and shorter the process. Some transactions have been closed within a week. Cash is King. Always choose a reliable and honest Broker to work with. Many brokers have access to the same inventory – there are only so many streets.

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NB: Brokers don’t work for FREE, it’s their occupation, so be prepared to pay. Brokers are not TOUR GUIDES, it’s not a hobby. Especially for rentals – Sometimes the landlords pay a part of the fee, so you don’t have to pay OR all of it depending on the season, etc… so be reasonable. Rental fees range from 15% to zero. For Sales – the seller pays the brokers fee. Generally the brokers fee ranges between 6% – 4%. The fee is split between the two brokers representing the transaction. Living in New York City is like checking into an hotel – your accommodations reflect your budget. If you want more, you generally have to pay more. But it’s a lot of fun, and there’s no place else like it in the world.

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Make an appointment today! Call 917-946-8740!
REFERRALS ARE ALWAYS WELCOME!